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What Are The Benefits Of Gas Station and Department Store Credit Cards

What Are The Benefits Of Gas Station and Department Store Credit Cards

byIf you are trying to rebuild your credit, gas station and department store credit cards just may be the answer that youre looking for. Why? Unlike bank issued credit cards, these types of cards are generally easier to get, so even if your credit report isnt spotless, you may be approved for one of them.

But its important to remember to use them for the purpose of rebuilding your credit report, or you could quickly find yourself in debt again. After all, those department stores filled with everything imaginable are pretty tempting, arent they? After youve been approved for a card, you should make every effort to pay off the balance in full each and every month. Because they typically have higher interest rates, letting a balance accumulate can cost you a lot of money! Obviously, you should pay on time, and never, ever allow a payment to be late. If you think that youve waited too long on a department store credit card, simply go to the store and pay your bill in the customer service department.

Another thing to remember is that just because these cards are easier to get, that doesnt mean that you should have tons of them! When a potential lender looks on your credit report and sees a lot of credit already extendedeven if its just one of these cardsthey will likely pass on your request.

Once you have used the cards to buil